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A Structured Settlement sale is the purchasing of Settlement type payments by a company. Beneficial in that Structured Settlement sales can garner an individual a lump sum of cash as opposed to the smaller structured payments they may be receiving. However the lump sum will be a percentage of the total value of the lump sum payments not the entire amount. Companies will purchase just one of the payments or the entire Settlement. The amount they will give you is based upon the total value of the Structured Settlement factored in with interest rates and time.
Be aware that there are many companies that deal with Structured Settlements and therefore you may find a wide range of terms for your Structured Settlement purchase. Shop around it can be well worth your while.